The last thing anyone wants after the death of a family member is calls from debt collectors dunning the loved one’s estate. While some family members can be contacted by debt collectors, the family is protected from abusive, unfair, or deceptive practices. Usually the estate is responsible for paying any debts the deceased may have Read more about Dealing with a Deceased Loved One’s Debt Collectors[…]
Many people keep working well beyond age 65–the age when most people become eligible for Medicare. If your employer offers health coverage, do you need to enroll in Medicare? What if the employer offers or does not offer prescription drug benefits? Most workers probably should enroll in Medicare Part A, which is free for most Read more about Should I Enroll in Medicare?[…]
Seniors with dementia require a different kind of care. This week on “Senior Solutions,” Mindy speaks with Terry Ullman, a Clinical Social Worker with more than 30 years of experience. Tune into Montgomery Municipal Cable Channel 16 tonight at 7:30 p.m. or Wednesday at 10 p.m. to learn how dementia caregiving differs from other kinds Read more about Tonight on “Senior Solutions”: Dementia and Patient Care[…]
In order to qualify for Medicaid, you can’t have more than $2,000 in assets (in most states). Many people forget about life insurance when calculating their assets, but depending on the type of life insurance and the value of the policy, it can count as an asset. Life insurance policies are usually either “term” life Read more about Can Life Insurance Affect Your Medicaid Eligibility?[…]
Most people are deterred from buying long-term care insurance due to the high cost of the premiums (and the hope that they’ll never need it). Choosing a longer “elimination period” is one way to reduce premiums. The premium level is based on a number of factors, including: Your age Your health The daily benefit you Read more about Should You Buy Long-Term Care Insurance With a Long Elimination Period?[…]
We’ve got good news! Next week we begin our new series of free Lunch & Learn estate planning seminars. Join us on select Wednesdays in September for an hour-long, informative and intimate workshop about issues related to estate planning. All seminars will be held at our Rockville office (932 Hungerford Drive, Suite 29A) and will Read more about Free Lunch & Learn Estate Planning Seminar Series Begins Next Week[…]
Tune in to “Senior Solutions” this week to see Mindy’s discussion with Linda Ryan, Director of Marketing at Arden Courts of Kensington, Maryland. Managed and run by specially trained staff, this memory care community caters to the needs of individuals diagnosed with Alzheimer’s disease and other types of memory impairments. When memory issues are the Read more about This Week on “Senior Solutions”: Alzheimer’s Disease and Memory Care Communities[…]
Our new monthly series of free estate planning seminars kicks off this Saturday, September 7. Come join us in our Rockville office (932 Hungerford Dr., Suite 29A, Rockville, Maryland 20850) at 9:30 a.m. to learn why estate planning is important and what you can do to protect your loved ones in the future. The seminar Read more about Protect Your Fortune: Free Monthly Estate Planning Seminar Series Begins This Week[…]
More than 4 in 10 Americans have at least one step-relative in their family – either a stepparent, a step or half sibling or a stepchild – according to the Pew Research Center. The National Center for Family and Marriage Research estimates that about one-third of all weddings in America create stepfamilies. A recent trust case Read more about Estate Planning in the Age of Stepfamilies[…]