How to Protect Your House After You Move Into a Nursing Home

How to Protect Your House After You Move Into a Nursing Home

If you have Medicaid coverage for nursing home care, there is a chance that the state may file a claim to take monies form the value of your house after you pass away. To protect your house after moving into a nursing home, you should take the necessary measures to secure your home and protect Read more about How to Protect Your House After You Move Into a Nursing Home[…]

How to Reduce Nursing Home Costs

How to Reduce Nursing Home Costs

If you have an elderly parent or family member who needs long-term care, you understand that it can be very expensive. According to Care.com (https://www.care.com/c/stories/10237/cost-of-senior-care/) , the average cost for nursing home care can range from $6,000 even up to $16,000 a month in Florida and Maryland. In most cases, neither the parent or adult Read more about How to Reduce Nursing Home Costs[…]

How to Avoid the Costs of Long-Term and Nursing Home Care

How to Avoid the Costs of Long-Term and Nursing Home Care

If your family member is getting older and seems to be at risk for injuries and falls, it’s imperative to look into alternative health care for them. Of course, there are programs that will assist your loved ones who need 24-hour nursing care. If you’re in a position that gives you the authority to make Read more about How to Avoid the Costs of Long-Term and Nursing Home Care[…]

Estate Planning for Children with Different Parents

Estate Planning for Children with Different Parents

Today, second marriages have created a diverse family lifestyle blending newly born and existing step-children under a single roof. As life gets busy, the lack of having an estate plan or not updating an existing one to include the new spouse and children is common. So are the problems connected to the distribution of assets Read more about Estate Planning for Children with Different Parents[…]

What Happens If I Become Incapacitated As a Senior?

What Happens If I Become Incapacitated As a Senior?

While there’s no telling exactly what the future holds, we do know that each of us will experience some kind of decline, as we age. Whether that will include physical conditions, cognitive degeneration, or a combination of the two, there’s really no way to know. All we can really do is prepare for the worst Read more about What Happens If I Become Incapacitated As a Senior?[…]

What is Powers of Attorney and Why Do I Need One?

What is Powers of Attorney and Why Do I Need One?

Powers of attorney is a legal document that allows another person (or agent) to make binding decisions on behalf of another person. There are different types of powers of attorney that grant different types of decision-making authority to the agent. Some powers of attorney allow the person the agent to make financial decisions and sign Read more about What is Powers of Attorney and Why Do I Need One?[…]

Doing Your Own Estate Planning? Why You Should Consult an Attorney

Doing Your Own Estate Planning? Why You Should Consult an Attorney

Everyone needs an estate plan but many people don’t believe they have enough assets to warrant paying special attention to it. You may have written a will years ago and put it in a drawer or safety deposit box, where it might sit so long the people you give your money to die or leave Read more about Doing Your Own Estate Planning? Why You Should Consult an Attorney[…]

Transferring Assets for Medicaid Eligibility

Transferring Assets for Medicaid Eligibility

Even middle-class Americans with serious health issues might find themselves financially overwhelmed and in need of government assistance with their medical bills. That’s why Medicaid was established in the first place — to help with the high cost of healthcare when patients can’t otherwise afford to pay. Unfortunately, Medicaid will only provide assistance if you Read more about Transferring Assets for Medicaid Eligibility[…]

4 Asset Protection Strategies to Protect Your Home or Business

4 Asset Protection Strategies to Protect Your Home or Business

Whether or not you own a business, the protection of your personal or business assets should be a priority — but not something that keeps you up at night. While unforeseen events can make you unexpectedly vulnerable, most risks to such major assets as your home, rental properties or businesses can be avoided through these 4 Read more about 4 Asset Protection Strategies to Protect Your Home or Business[…]

Why You Should Use a Lawyer for Medicaid Planning

Why You Should Use a Lawyer for Medicaid Planning

Medicaid planning can be a stressful and confusing process under even the best of circumstances. But it can be even worse if you’re stressed with trying to place a loved one in a nursing home or through the healthcare system and figure out how to pay for it. Medcaid planning is important because regardless of Read more about Why You Should Use a Lawyer for Medicaid Planning[…]

The Cost of Nursing Homes is Rising in the Washington DC Metro Area

The Cost of Nursing Homes is Rising in the Washington DC Metro Area

The price tag for anyone seeking long-term care – whether it’s you or for a loved one -isn’t getting any cheaper. Instead, it’s heading in the other direction. Specifically, in the Washington DC Metropolitan area, you can expect to pay $14,000 on average a month, climbing all the way to $168,000 a year. A survey by Genworth showed Read more about The Cost of Nursing Homes is Rising in the Washington DC Metro Area[…]

Retirement Topics to Discuss With Your Significant Other

Retirement Topics to Discuss With Your Significant Other

In a perfect world, you and your spouse would be on the same page when it comes to retirement topics. Your goals would align, you would have the same objectives and have a similar vision for the future. However, what happens when you disagree about one or more retirement topics? In these situations, it is Read more about Retirement Topics to Discuss With Your Significant Other[…]

We'll Be At Women's Fest 2017!

We’ll Be At Women’s Fest 2017!

We’ll be at Women’s Fest 2017 showcasing our services and speaking to showgoers! Women’s Fest 2017 is an event all focused around women bringing together extraordinary workshops, entertainment and a collaboration of ideas. Stop by our booth and let us know what you think! For more information on Women’s Fest 2017, see their website at Read more about We’ll Be At Women’s Fest 2017![…]

Estate Planning and Protecting Your Adult Beneficaries

Estate Planning and Protecting Your Adult Beneficaries

Estate planning is of crucial importance to adults from all walks of life. This includes individuals with extensive assets as well as people of more moderate means, who nonetheless, have desires regarding the distribution of their property after death. One area of particular importance is not only bequeathing assets to adult beneficiaries but also protecting Read more about Estate Planning and Protecting Your Adult Beneficaries[…]

Is Receiving a Negative Inheritance Possible?

People who aren’t prepared for the cost of caring for aging parents may find themselves the victim of negative inheritance, which refers to the costs adult children must bear to care for loved ones that can outweigh any bequests they receive. This term is becoming more familiar to people as a growing number of Baby Read more about Is Receiving a Negative Inheritance Possible?[…]

New Rules Potentially Coming to Asset Transfer Penalties

The Department of Veterans Affairs (VA) recently presented a new proposal concerning the VA pension program, including the Aid and Attendance program, including: • Asset transfer penalties (for asset transfers within a three-year period of a benefits application) • Net worth limit adjustment to $117,240, to match Medicaid’s community spousal allowance for resources, to be Read more about New Rules Potentially Coming to Asset Transfer Penalties[…]

Before You Sign Up for Medicare – Know Your Options!

If you are approaching 65 years of age, you are probably considering Medicare. There are so many options when it comes to Medicare; therefore it is important that you research this thoroughly before you make a decision. The following are some of the basic medicare options you ought to know about regarding Medicare. One of Read more about Before You Sign Up for Medicare – Know Your Options![…]

Will Lawsuit Settlements Affect Medicaid Qualification?

Qualifying for Medicaid is quite challenging. Persons seeking eligibility for the same can qualify through a number of methods. Unfortunately, there are various problems associated with qualifying for such programs. Medicaid has stringent resource and income limitations. Limited funding has caused a low availability of waiver ‘slots’ accessible. The answer to ‘Will lawsuit settlements affect Medicaid Read more about Will Lawsuit Settlements Affect Medicaid Qualification?[…]

New elder care pilot programs coming to South Florida

Both the Palm Beach County and Broward County circuit court systems are participating with six other Florida circuit courts in elder care pilot programs to examine elder care coordination. Four other states will begin the two-year program with Florida. The elder care pilot programs involve guardianships of seniors and squabbling family members who can’t agree Read more about New elder care pilot programs coming to South Florida[…]

Integrate Asset Protection Into Your Estate Plans

The key concept in all estate planning is the preservation of the inheritance for its beneficiaries. This is known by the colloquial description “asset protection.” It is far too easy in the 21st century economy for a large, valuable store to become a target for any number of liabilities, from market losses, to business failures, Read more about Integrate Asset Protection Into Your Estate Plans[…]

Estate Planning and Divorce In Florida

Understanding how estate planning and divorce in Florida are handled and managed from a legal perspective is an important part of estate planning in general, and asset protection. What a person did for purposes of estate planning during a marriage might be forgotten during a divorce. Florida law recognizes that unless otherwise provided for, the Read more about Estate Planning and Divorce In Florida[…]

How to avoid probate in Maryland

Probate court involves distribution of a decedent’s assets whether they died with or without a will. It can be protracted, increasingly expensive as the process moves along, and certainly perplexing. There are alternatives to probating an estate in Maryland. These are some of the options. Living trust A revocable living trust is recognized as a Read more about How to avoid probate in Maryland[…]

How to Avoid Probate Court in Washington D.C.

Generally speaking, probate assets consist of a decedent’s property at the time of death.  This includes anything of value that does not transfer automatically. The greater the probate assets, the longer and more expensive the probate proceedings become. In Washington DC Probate should be avoided to the extent reasonably possible. General rules for avoiding probate Read more about How to Avoid Probate Court in Washington D.C.[…]

Congress Schedules End to Insurance Coverage of Medicare Part B Deductible

Congress Schedules End to Insurance Coverage of Medicare Part B Deductible

Medicare beneficiaries often buy “Medigap” insurance that pays for many of regular Medicare’s deductibles and copayments. But as a result of legislation just passed by Congress, starting in 2020 Medigap plans will no longer be allowed to offer coverage of the Medicare Part B deductible, which is currently $147 (in 2015). However, current Medigap policyholders Read more about Congress Schedules End to Insurance Coverage of Medicare Part B Deductible[…]

Who Pays the Nursing Home While Waiting for Medicaid Approval?

Who Pays the Nursing Home While Waiting for Medicaid Approval?

Can a person apply for Medicaid before assets are spent down to below $2,000? Once assets are down to $2,000, who is responsible for paying the nursing home costs while waiting for Medicaid approval—the wife, the children?  Yes, people can apply for benefits before they are eligible, with the approval taking effect on the date Read more about Who Pays the Nursing Home While Waiting for Medicaid Approval?[…]

Cost of Private Nursing Home Room Now Averaging $91,250

Cost of Private Nursing Home Room Now Averaging $91,250

The median cost of a private nursing home room in the United States has increased 4.2 percent to $91,250 a year, according to the 2015 edition of a Cost of Care survey that the insurer Genworth has conducted for the past 12 years.  Genworth reports that the median cost of a semi-private room in a nursing Read more about Cost of Private Nursing Home Room Now Averaging $91,250[…]

How Can My Mother Revoke Power of Attorney From My Sister?

How Can My Mother Revoke Power of Attorney From My Sister?

My sister holds the power of attorney (POA) for our mother, but I think she is stealing from my mother. How do I go about getting the POA transferred to me? What documents do I need?  If your mother is still legally competent, she can revoke her existing durable power of attorney and execute a Read more about How Can My Mother Revoke Power of Attorney From My Sister?[…]

To Ensure Your End-of-Life Wishes Are Honored, an Advance Directive May Not Be Enough

To Ensure Your End-of-Life Wishes Are Honored, an Advance Directive May Not Be Enough

Do you want to live out your last days hooked up to a ventilator or a feeding tube?  Whether you want your life to be extended as long as possible or whether you want no life-sustaining measures at all, you need to make your wishes clear beforehand.  Chances are you won’t be able to express Read more about To Ensure Your End-of-Life Wishes Are Honored, an Advance Directive May Not Be Enough[…]

Am I Financially Liable If I Sign a Nursing Home Agreement for Someone Else?

Am I Financially Liable If I Sign a Nursing Home Agreement for Someone Else?

When a person enters a nursing home, who signs the legal documents? Themselves, the wife, the children, the stepchildren? Does signing make the person financially responsible for the nursing home costs?  If possible, the resident should sign the agreement him- or herself. If the resident is incapacitated, someone else may sign the agreement.  Whether this Read more about Am I Financially Liable If I Sign a Nursing Home Agreement for Someone Else?[…]

Questions to Ask Your Estate Planning Attorney

Questions to Ask Your Estate Planning Attorney

Planning one’s estate may seem like a daunting endeavor, but it definitely is an endeavor that invaluably saves time and money for your loved ones when settling your Estate. A qualified estate planning attorney is one of the important persons to turn to at moments like these. The attorney you hire must understand your needs. Read more about Questions to Ask Your Estate Planning Attorney[…]

Choosing Your Estate Planning Beneficiary

Choosing Your Estate Planning Beneficiary

Choosing Your Estate Planning Beneficiary Planning for what will happen to your estate after you pass is one of the most important decisions you will make to protect those you love. While no one enjoys thinking about these things, choosing your estate planning beneficiary brings the peace of knowing there is a plan in place. Read more about Choosing Your Estate Planning Beneficiary[…]

Retirement Planning: What Is the Difference Between a 401(k) and an IRA?

Retirement Planning: What Is the Difference Between a 401(k) and an IRA?

The terms 401(k) and individual retirement account (IRA) are bandied about quite a bit when discussing retirement planning, but what are the actual differences between the two? The main distinction is that a 401(k) — named for the section of the tax code that discusses it — is an employer-based plan, while an IRA is Read more about Retirement Planning: What Is the Difference Between a 401(k) and an IRA?[…]

Personal Property and Your Living Trust

Personal Property and Your Living Trust

Creating a living trust provides an effective means through which the probate process is avoided and assets may be protected from a variety of creditors. In creating a living trust, people commonly think about assets like real estate and investment accounts of different types. Personal property must not be overlooked when it comes to the Read more about Personal Property and Your Living Trust[…]

Parents' Medical History May Make Long-Term Care Insurance More Expensive

Parents’ Medical History May Make Long-Term Care Insurance More Expensive

Your parents’ health could be one of the many factors that long-term care insurance providers take into account when deciding how much to charge you. One large insurer has started rating applicants based, in part, on the applicant’s parents’ medical histories. Genworth, a major provider of long-term care insurance, announced that it would rate applicants Read more about Parents’ Medical History May Make Long-Term Care Insurance More Expensive[…]

Making Health Care Decisions for Someone Else

Making Health Care Decisions for Someone Else

Whether you’ve been thoroughly prepared for a long time, or you’ve been thrust into the situation by a suddenly ill loved one, making health care decisions for someone else can be a very daunting responsibility. There are so many questions and angles to consider, and there seems to be so little guidance. Worse, especially when Read more about Making Health Care Decisions for Someone Else[…]

Refinancing Your Home Can Affect Your Estate Planning

Refinancing Your Home Can Affect Your Estate Planning

When you are considering the combination of estate planning and refinancing a home, you must remember that refinancing your home could have an impact on your future estate planning. We do not want to be morbid, but you must consider what would happen if you refinance your home and suddenly pass away. The situations below Read more about Refinancing Your Home Can Affect Your Estate Planning[…]

Elder Abuse in Financial Scams

Elder Abuse in Financial Scams

Elder Abuse in Financial Scams Physical health and mental acuity in elderly individuals may have declined significantly, leaving them easy targets for those who see an opportunity for easy gains. Older people are frequently the targets of well-organized financial scams that steal large sums of money from them before the perpetrators can be apprehended. These Read more about Elder Abuse in Financial Scams[…]

Misconceptions with Revocable Trusts

Misconceptions with Revocable Trusts

When it comes to legal issues related to wills, trusts, and probate for the elderly, it is critical for people to fully understand the legal ramifications and tax effects involved with implementing these types of legal instruments. Misinformation often leads people to make assumptions that can cause significant problems at inopportune times. Revocable trusts are Read more about Misconceptions with Revocable Trusts[…]

What’s a Health Care Proxy and Why Do I Need One?

If you become incapacitated who will make your medical decisions? A health care proxy allows you to appoint someone else to act as your agent for medical decisions. It will ensure that your medical treatment instructions are carried out, and it is especially important to have a health care proxy if you and your family may Read more about What’s a Health Care Proxy and Why Do I Need One?[…]

What To Do With Online Accounts After Death

What To Do With Online Accounts After Death

In today’s ever increasing digital world, most people have online accounts for a variety of services. Some of these services are financial ones, such as investment and savings accounts. In addition, items such as websites, social networking accounts, email accounts, airline miles and credit card rewards are also common. One aspect of estate planning that Read more about What To Do With Online Accounts After Death[…]

Estate Planning 101: The Basics of Estate Planning

Estate Planning 101: The Basics of Estate Planning

It may seem far-fetched, greedy, or even pessimistic, but now is the best time to start planning over what to do with your assets when you die. However, estate planning can seem expensive, time-consuming, and tortuously difficult to plan and execute. With his simple guide, we will help you cover an overview of the estate Read more about Estate Planning 101: The Basics of Estate Planning[…]

Leaving the Nursing Home to Visit Family Could Jeopardize Medicaid Coverage

Leaving the Nursing Home to Visit Family Could Jeopardize Medicaid Coverage

There is a lot of confusion about Medicare, Medicaid and nursing home coverage. Much of that confusion comes down to the differences between the Medicare and Medicaid programs. Nonetheless, any questions about Medicaid patients leaving a skilled nursing facility in order to visit family should be answered before any arrangements are made. Under some circumstances, Read more about Leaving the Nursing Home to Visit Family Could Jeopardize Medicaid Coverage[…]

Retirement Mistakes You Need to Avoid

Retirement Mistakes You Need to Avoid

From the moment they begin their careers, many look forward to retirement. They see retirement as a time when they can kick back, relax and enjoy their life without thinking about work. There are some retirement mistakes that individuals can make when planning for their retirement that can turn this would-be enjoyable time into one Read more about Retirement Mistakes You Need to Avoid[…]

Just Published! "Blooper Episodes in Estate Planning and Elder Law"

Just Published! “Blooper Episodes in Estate Planning and Elder Law”

If you like vintage television, then you’ll love Mindy’s newest book, Blooper Episodes in Estate Planning and Elder Law. Travel back in time as Mindy and coauthor Debbie J. Papay reveal the plots of never-before-seen episodes of popular TV shows from the 1950s to the 1970s. Culling the experience of attorneys and financial advisors, Mindy Read more about Just Published! “Blooper Episodes in Estate Planning and Elder Law”[…]

Cost of Private Nursing Home Room Now Averaging $87,600

The median cost of a private nursing home room in the United States has increased 4.4 percent to $87,600 a year, according to the 2014 edition of a Cost of Care survey that the insurer Genworth conducts each year.  Genworth reports that the median cost of a semi-private room in a nursing home is $77,380, Read more about Cost of Private Nursing Home Room Now Averaging $87,600[…]

Should You Prepare a Medicaid Application By Yourself?

Should You Prepare a Medicaid Application By Yourself?

Medicaid is a joint program of the states and federal government that provides health care coverage and long term care for people who don’t have other health insurance, or who have insurance that doesn’t cover everything they need. Unlike Medicare, which is for people over 65 or some people with disabilities, Medicaid has no age-requirement, Read more about Should You Prepare a Medicaid Application By Yourself?[…]

Adult Day Care: Providing a Break for Caregivers

Caregiving is hard work and it is easy for caregivers to get burned out. Adult day care centers provide care and companionship in a group setting to seniors who need supervision during the day, allowing their caregivers to go to work or take a much-needed break. Often affiliated with another facility, such as a nursing Read more about Adult Day Care: Providing a Break for Caregivers[…]

What Are the House Ownership Options When Parents and Adult Children Live Together?

Increasingly, several generations of American families are living together. According to a Pew Research Center analysis of U.S. Census data, more than 50 million Americans, or almost 17 percent of the population, live in households containing two adult generations. These multi-generational living arrangements present legal and financial challenges around home ownership. Multi-generational households may include Read more about What Are the House Ownership Options When Parents and Adult Children Live Together?[…]

Using a No-Contest Clause to Prevent Heirs from Challenging a Will or Trust

If you are worried that disappointed heirs could contest your will or trust after you die, one option is to include a “no-contest clause” in your estate planning documents. A no-contest clause provides that if an heir challenges the will or trust and loses, then he or she will get nothing. A no-contest clause may Read more about Using a No-Contest Clause to Prevent Heirs from Challenging a Will or Trust[…]

Federal Government Creates New Retirement Savings Option: MyRA

In his 2014 State of the Union message, President Obama announced a new retirement savings program for people who do not currently have an employer-sponsored plan. The new investment product, called myRA, is a starter savings account aimed at low- and middle- income workers. Similar to a Roth IRA, the myRA accounts will allow workers Read more about Federal Government Creates New Retirement Savings Option: MyRA[…]

Assisted Living Facilities

Assisted living facilities offer basically the same services as board and care homes, but in a more “upscale” and homelike environment. Housing is often in small apartments and there is generally more space, privacy and recreational options. A premium is placed on retaining as much independence in living as possible, and care is more individualized. Read more about Assisted Living Facilities[…]

Can You Appeal If Medicare Refuses to Cover Care You Received?

Absolutely.  Sometimes Medicare will decide that a particular treatment or service is not covered and will deny a beneficiary’s claim. Many of these decisions are highly subjective and involve determining, for example, what is “medically and reasonably necessary” or what constitutes “custodial care.” If a beneficiary disagrees with a decision, there are reconsideration and appeals Read more about Can You Appeal If Medicare Refuses to Cover Care You Received?[…]

Price of Long-Term Care Insurance Policy Drops, At Least for 55-Year-Old Males

A healthy 55-year-old man can expect to pay $925 annually for $164,000 in current long-term care insurance benefits, according to the 2014 Long-Term Care Insurance Price Index, an annual report from the American Association for Long-Term Care Insurance, an industry group. The Association noted that identical coverage cost 15 percent more in 2013, meaning that the Read more about Price of Long-Term Care Insurance Policy Drops, At Least for 55-Year-Old Males[…]

New Rules Make It More Difficult to Get a Reverse Mortgage

The federal government has tightened the rules regarding reverse mortgages, making it harder for some seniors to get these types of mortgages and reducing the amount of their home’s value that they can tap. The new rules are an effort to strengthen the federal Home Equity Conversion Mortgage (HECM) program, which insures almost all reverse Read more about New Rules Make It More Difficult to Get a Reverse Mortgage[…]

Mindy’s New Book – “Don’t Go Broke in a Nursing Home” Launched!

We are excited to announce Mindy’s new book – “Don’t Broke in a Nursing Home”. See our press release below! FOR IMMEDIATE RELEASE CONTACT:  Joanne Causey, 301-610-0055 Email: [email protected] 932 Hungerford Dr. Suite 29A Rockville, Maryland 20850 https://www.felintonlaw.com/ LOCAL ELDER LAW ATTORNEY DEBUTS CO-AUTHORED BOOK ON PLANNING FINANCIALLY FOR LONG TERM ELDER CARE  Rockville, Maryland, Read more about Mindy’s New Book – “Don’t Go Broke in a Nursing Home” Launched![…]

Medicaid Expansion Signups Hindered By Fear of Estate Recovery

A fear that the government will seize their house after they die is causing some people to not sign up for expanded Medicaid under the Affordable Care Act (ACA). A long-standing provision in Medicaid law allows states to recoup Medicaid costs by putting a claim on the home or other assets of older deceased Medicaid Read more about Medicaid Expansion Signups Hindered By Fear of Estate Recovery[…]

Dollar Limits for Medicaid Long-Term Care Coverage

The Centers for Medicare & Medicaid Services (CMS) has released the 2014 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep and the limit on how much a home can be worth for its owner to still qualify for Medicaid. In 2014, the spouse of a Medicaid recipient living in Read more about Dollar Limits for Medicaid Long-Term Care Coverage[…]

Report Reveals Thefts from Nursing Home Trust Funds

An investigative report has found that many nursing homes are mishandling resident’s funds. USA Today found 1,500 cases where nursing homes were cited by state and federal regulators for mishandling funds held in resident trust accounts or failing to protect the funds from theft. Nursing homes set up trust funds for residents who want the Read more about Report Reveals Thefts from Nursing Home Trust Funds[…]

Probate v. Non-Probate: What Is the Difference?

When planning your estate it is important to understand the difference between probate and non-probate assets. Probate is the process through which a court determines how to distribute your property after you die. Some assets are distributed to heirs by the court (probate assets) and some assets bypass the court process and go directly to Read more about Probate v. Non-Probate: What Is the Difference?[…]

IRS Issues Long-Term Care Premium Deductibility Limits for 2014

The Internal Revenue Service (IRS) is increasing the amount taxpayers can deduct from their 2014 taxes as a result of buying long-term care insurance. Premiums for “qualified” long-term care insurance policies (see explanation below) are tax deductible to the extent that they, along with other unreimbursed medical expenses (including Medicare premiums), exceed 10 percent of Read more about IRS Issues Long-Term Care Premium Deductibility Limits for 2014[…]

How Do Divorce and Remarriage Affect Social Security Benefits?

It is common knowledge that husbands and wives are entitled to collect Social Security benefits on their spouses’ work records. Less well known is that this benefit applies to divorced spouses as long as the spouse has not remarried. Divorced spouses are even entitled to survivor benefits in certain circumstances. As a spouse, you have Read more about How Do Divorce and Remarriage Affect Social Security Benefits?[…]

Should You Sign a Nursing Home Admission Agreement?

Admitting a loved one to a nursing home can be very stressful. In addition to dealing with a sick family member and managing all the details involved with the move, you must decide whether to sign all the papers the nursing home is giving you. Nursing home admission agreements can be complicated and confusing, so Read more about Should You Sign a Nursing Home Admission Agreement?[…]

VA Benefits Seminar Coming in January

If you’re an accredited lawyer with the Veteran’s Administration (VA) and need your 3 hours of continuing legal education this all new VA benefits seminar is for you. Join the Maryland State Bar Association’s Elder Law Section in Columbia on January 16, 2014, for “Advocacy for Veterans: Aid & Attendance Benefits” from 9:00 a.m. to Read more about VA Benefits Seminar Coming in January[…]

Medicare Part B Premium to Remain the Same for 2014

The Centers for Medicare and Medicaid has announced the Medicare premiums, deductibles, and coinsurances for 2014. The big news is that thanks to what the administration says are the effects of its health reform efforts, the standard Medicare Part B premium will remain the same, $104.90 a month.  The Part B deductible will also hold Read more about Medicare Part B Premium to Remain the Same for 2014[…]

How to Help Seniors This Holiday Season

How to Help Seniors This Holiday Season

Looking to help seniors in your community this holiday season? If you live in the Washington, D.C., area, The Washington Post has published a handy guide to local online volunteer databases that will help you find the perfect match. In Montgomery County, The Senior Connection needs volunteers to provide transportation, grocery shopping assistance, and other Read more about How to Help Seniors This Holiday Season[…]

This Week on “Senior Solutions”: Seniorita Sunshine

This week on “Senior Solutions,” Mindy talks with entertainer Andrea Hancock, aka Seniorita Sunshine, who uses music and dance to connect with seniors in Montgomery County. To watch their conversation — and see Mindy dance to “Mambo Italiano” — tune in to Montgomery Municipal Cable Channel 16 on Tuesday, December 3, at 7:30 p.m. or Read more about This Week on “Senior Solutions”: Seniorita Sunshine[…]

Staying Eligible for Medicaid after the Death of a Spouse

Staying Eligible for Medicaid after the Death of a Spouse

When one member of a couple moves to a nursing home, we expect that spouse will be the first to die, but this isn’t always the case. What happens if a Medicaid recipient’s spouse dies first? If planning steps aren’t taken, the death of a spouse can affect the nursing home resident’s assets and eligibility Read more about Staying Eligible for Medicaid after the Death of a Spouse[…]

Should You Sign a Nursing Home Admission Agreement?

Admitting a loved one to a nursing home can be very stressful. In addition to dealing with a sick family member and managing all the details involved with the move, you must decide whether to sign all the papers the nursing home is giving you. Nursing home admission agreements can be complicated and confusing, so Read more about Should You Sign a Nursing Home Admission Agreement?[…]

Surviving Spouses of Reverse Mortgage Holders

Surviving Spouses of Reverse Mortgage Holders

A federal court has ruled that banks can’t foreclose on surviving spouses of reverse mortgage holders when the spouses can’t pay off the mortgage.  The ruling should lead to regulatory changes that will help surviving spouses stay in their homes even if their names aren’t on the reverse mortgage. As ElderLawAnswers reported in 2012, if Read more about Surviving Spouses of Reverse Mortgage Holders[…]

Pennsylvania Nurse Charged With Assisted Suicide

In a case being closely watched by baby boomers throughout the country caring for aging parents, a Pennsylvania nurse has been charged with helping her 93-year-old father commit suicide. Barbara Mancini allegedly handed her father a vial of morphine, which he drank in its entirety, causing him to fall into a coma. Mancini’s father, Joe Yourshaw, Read more about Pennsylvania Nurse Charged With Assisted Suicide[…]

Using an Annuity to Keep the Spouse of a Medicaid Applicant from Becoming Impoverished

When one spouse qualifies for Medicaid to pay for a nursing home stay, the spouse who is at home is often left without many resources. While Medicaid has rules to prevent community spouses from impoverishment, the protections aren’t always enough. There are steps that you can take to increase the community spouse’s income, and as Read more about Using an Annuity to Keep the Spouse of a Medicaid Applicant from Becoming Impoverished[…]

Digital Assets Raise Estate Planning Questions

More and more, we are conducting our business on the Internet, whether that’s online banking, shopping at Amazon and other sites, uploading documents and files to the “cloud,” posting videos on YouTube, or communicating with high school classmates via Facebook. So, what happens to all of our accounts and files when we become incapacitated or Read more about Digital Assets Raise Estate Planning Questions[…]

This Week on "Senior Solutions": Financial Scams

This Week on “Senior Solutions”: Financial Scams

This week in an encore presentation of “Senior Solutions,” Mindy and her guests, Alana Davidson and Denise Gambrell, uncover financial scams aimed at seniors and discuss ways to avoid them. Don’t be caught unaware! Tune into Montgomery Municipal Cable Channel 16 tonight at 7:30 p.m. or Wednesday at 10 p.m. to find out what you Read more about This Week on “Senior Solutions”: Financial Scams[…]

“Obamacare” Should Be of No Concern to Medicare Beneficiaries, Although Scammers May Tell You Otherwise

Starting October 1, 2013, people who lack health insurance could start signing up for coverage through the new Internet-based health insurance marketplaces set up under the Affordable Care Act (aka Obamacare).  Most of those who don’t already have insurance will have to buy coverage by March 31, 2014, or pay a penalty. But if you Read more about “Obamacare” Should Be of No Concern to Medicare Beneficiaries, Although Scammers May Tell You Otherwise[…]

Do You Pay Capital Gains Taxes on Property You Inherit?

When you inherit property, such as a house or stocks, the property is usually worth more than it was when the original owner purchased it. If you were to sell the property, there could be huge capital gains taxes. Fortunately, when you inherit property, the property’s tax basis is “stepped up,” which means the basis Read more about Do You Pay Capital Gains Taxes on Property You Inherit?[…]

Dealing with a Deceased Loved One’s Debt Collectors

The last thing anyone wants after the death of a family member is calls from debt collectors dunning the loved one’s estate. While some family members can be contacted by debt collectors, the family is protected from abusive, unfair, or deceptive practices. Usually the estate is responsible for paying any debts the deceased may have Read more about Dealing with a Deceased Loved One’s Debt Collectors[…]

Tonight on "Senior Solutions": Dementia and Patient Care

Tonight on “Senior Solutions”: Dementia and Patient Care

Seniors with dementia require a different kind of care. This week on “Senior Solutions,” Mindy speaks with Terry Ullman, a Clinical Social Worker with more than 30 years of experience. Tune into Montgomery Municipal Cable Channel 16 tonight at 7:30 p.m. or Wednesday at 10 p.m. to learn how dementia caregiving differs from other kinds Read more about Tonight on “Senior Solutions”: Dementia and Patient Care[…]

Can Life Insurance Affect Your Medicaid Eligibility?

Can Life Insurance Affect Your Medicaid Eligibility?

In order to qualify for Medicaid, you can’t have more than $2,000 in assets (in most states). Many people forget about life insurance when calculating their assets, but depending on the type of life insurance and the value of the policy, it can count as an asset. Life insurance policies are usually either “term” life Read more about Can Life Insurance Affect Your Medicaid Eligibility?[…]

Should You Buy Long-Term Care Insurance With a Long Elimination Period?

Should You Buy Long-Term Care Insurance With a Long Elimination Period?

Most people are deterred from buying long-term care insurance due to the high cost of the premiums (and the hope that they’ll never need it). Choosing a longer “elimination period” is one way to reduce premiums. The premium level is based on a number of factors, including: Your age Your health The daily benefit you Read more about Should You Buy Long-Term Care Insurance With a Long Elimination Period?[…]

Free Lunch & Learn Estate Planning Seminar Series Begins Next Week

Free Lunch & Learn Estate Planning Seminar Series Begins Next Week

We’ve got good news! Next week we begin our new series of free Lunch & Learn estate planning seminars. Join us on select Wednesdays in September for an hour-long, informative and intimate workshop about issues related to estate planning. All seminars will be held at our Rockville office (932 Hungerford Drive, Suite 29A) and will Read more about Free Lunch & Learn Estate Planning Seminar Series Begins Next Week[…]

This Week on "Senior Solutions": Alzheimer's Disease and Memory Care Communities

This Week on “Senior Solutions”: Alzheimer’s Disease and Memory Care Communities

Tune in to “Senior Solutions” this week to see Mindy’s discussion with Linda Ryan, Director of Marketing at Arden Courts of Kensington, Maryland. Managed and run by specially trained staff, this memory care community caters to the needs of individuals diagnosed with Alzheimer’s disease and other types of memory impairments. When memory issues are the Read more about This Week on “Senior Solutions”: Alzheimer’s Disease and Memory Care Communities[…]

Protect Your Fortune: Free Monthly Estate Planning Seminar Series Begins This Week

Protect Your Fortune: Free Monthly Estate Planning Seminar Series Begins This Week

Our new monthly series of free estate planning seminars kicks off this Saturday, September 7. Come join us in our Rockville office (932 Hungerford Dr., Suite 29A, Rockville, Maryland 20850) at 9:30 a.m. to learn why estate planning is important and what you can do to protect your loved ones in the future. The seminar Read more about Protect Your Fortune: Free Monthly Estate Planning Seminar Series Begins This Week[…]

Estate Planning in the Age of Stepfamilies

Estate Planning in the Age of Stepfamilies

More than 4 in 10 Americans have at least one step-relative in their family – either a stepparent, a step or half sibling or a stepchild – according to the Pew Research Center. The National Center for Family and Marriage Research estimates that about one-third of all weddings in America create stepfamilies. A recent trust case Read more about Estate Planning in the Age of Stepfamilies[…]

This Week on "Senior Solutions": Make Aging in Place Easier

This Week on “Senior Solutions”: Make Aging in Place Easier

Most people know what a CPA is, but far fewer people are familiar with a CAPS. A CAPS is a Certified Aging in Place Specialist, who can design and build solutions for seniors and people living with disabilities. This week on “Senior Solutions” Mindy talks to one local CAPS, Steve Hage of Strategies for Independent Read more about This Week on “Senior Solutions”: Make Aging in Place Easier[…]

James Gandolfini: Was His Will a Mistake?

James Gandolfini: Was His Will a Mistake?

Recently deceased actor James Gandolfini is reported in the New York Daily News of having a $70 million estate for which a federal estate tax of approximately $30 million will be due in large part to his generosity to family and friends. In the article, at least one commentator characterizes this as a tax “disaster.” You can Read more about James Gandolfini: Was His Will a Mistake?[…]

Free Estate-Planning Seminars Coming This Fall

We are very pleased to announce that Mindy will be giving a series of free, informative estate-planning seminars this fall that you won’t want to miss: Are you concerned about your ability to afford nursing home care? Join Mindy on Saturday, September 28, for an information-packed seminar that will help you plan for the future Read more about Free Estate-Planning Seminars Coming This Fall[…]

Mark Your Calendar: Estate-Planning Seminar Coming in September

Are you searching for direction concerning your estate? Please join us for our estate-planning seminar, featuring our “Protect Your Fortune” series, on Saturday, September 7, 2013, from 9:30-11:00 a.m. at our Rockville location (932 Hungerford Drive, Suite 29A). This is open to the public, so we expect this to fill up fast! You may reserve Read more about Mark Your Calendar: Estate-Planning Seminar Coming in September[…]

Our Home Is Your Home! September Open House

Our Home Is Your Home! September Open House

We are now happily settled in our new office space in Rockville, Maryland, and we would love for you to stop by and visit our lovely home. Please come join us at our open house on Tuesday, September 17, from 3:00-7:00 p.m. We’ll have great conversation and fine cuisine from Olazzo’s Italian Restaurant. Our new Read more about Our Home Is Your Home! September Open House[…]

This Week on “Senior Solutions”: Exercises for Seniors

Are you a senior wondering what exercises are right for you? Tune in to this week’s episode of “Senior Solutions” for Mindy’s discussion with Mark Goldfarb, a personal trainer focused on seniors. Mindy will even help demonstrate some good exercises for seniors. “Senior Solutions” airs every Tuesday at 7:30 p.m. and Wednesday at 10 p.m. Read more about This Week on “Senior Solutions”: Exercises for Seniors[…]

Have You Planned for State Estate and Inheritance Taxes?

Although most people’s estates aren’t large enough to be affected by the federal estate tax, residents in many states have to consider how state taxes may reduce their estates. Several states have their own estate tax, which can affect much smaller estates than the federal estate tax does. In addition, some states impose an inheritance Read more about Have You Planned for State Estate and Inheritance Taxes?[…]

The Mysteries of Medicare

Confused by Medicare? This week on “Senior Solutions” insurance consultant Jack Davidson pulls back the curtain to explain the different plans available and their implications for you. Don’t make a potentially costly decision without watching this important discussion. “Senior Solutions” airs Tuesdays at 7:30 p.m. and Wednesdays at 10 p.m. on Montgomery Municipal Cable Channel Read more about The Mysteries of Medicare[…]

Can You Protect Yourself From Hospital Observation Status?

Can You Protect Yourself From Hospital Observation Status?

A number of Medicare beneficiaries are spending days in the hospital before being transferred to a nursing home, only to find that Medicare won’t pay for their nursing home stay because they were considered to be under “observation” while in the hospital and not actually “admitted.” Unfortunately, there isn’t much you can do to prevent Read more about Can You Protect Yourself From Hospital Observation Status?[…]

Apps and Online Programs for Seniors and Caregivers

Apps and Online Programs for Seniors and Caregivers

Smart phones and tablets are everywhere and their use among seniors and their caregivers is growing. A recent Pew Internet survey found that caregivers are far more likely than non-caregivers to consult online resources for assistance. As the wired population ages, a growing number of apps and online programs are catering to them.  Here are Read more about Apps and Online Programs for Seniors and Caregivers[…]

Social Security and Medicare: Separating Fact from Fiction

Social Security and Medicare: Separating Fact from Fiction

The National Committee to Preserve Social Security and Medicare (NCPSSM) is a nonpartisan, issue-based organization dedicated to preserving the integrity of two of the country’s most significant and widespread social and economic benefit programs. Founded by James Roosevelt (the son of President Franklin Delano Roosevelt) in 1982, the NCPSSM today has millions of members across Read more about Social Security and Medicare: Separating Fact from Fiction[…]

Book Review: Protecting Your Family with Long-Term Care Insurance

Phyllis Shelton. Protecting Your Family with Long-Term Care Insurance. LTCi Publishing, Hendersonville, TN. 2013. 360 pages. $19.95 from Amazon or directly from the author’s Web site Long-term care is expensive and only getting more so. That is why everyone needs to consider buying long-term care insurance, according to this newly updated book that explains exactly how Read more about Book Review: Protecting Your Family with Long-Term Care Insurance[…]

Is a Concierge Doctor Right for You?

Is a Concierge Doctor Right for You?

Do you wish that your primary care physician could give you more personalized attention? Perhaps a concierge doctor is right for you. Concierge physicians offer enhanced services to their patients that traditional primary care doctors cannot. These include same-day appointments, longer office visits, email consultations, and individualized treatment plans—all for a monthly or annual fee Read more about Is a Concierge Doctor Right for You?[…]

Senior Transportation Services Through The Senior Connection

Senior Transportation Services Through The Senior Connection

The Senior Connection is a nonprofit, volunteer-based organization that provides senior transportation services and other assistance to homebound seniors in Montgomery County, Maryland.  Established 19 years ago, The Senior Connection matches the needs of more than 1,000 seniors with a core of about 330 volunteers. Its free, personalized programs save the county’s seniors about $1 Read more about Senior Transportation Services Through The Senior Connection[…]

Will You Lose Medicare or Medicaid If You Leave the Nursing Home to Visit Family?

Reunions, graduations, birthdays, and holidays: Whatever the occasion, nursing home residents don’t want to miss out on family gatherings, but may be afraid that they will lose Medicare or Medicaid coverage if they leave the nursing home. In most cases, Medicare recipients can leave for a day or two, although the nursing home may bill Read more about Will You Lose Medicare or Medicaid If You Leave the Nursing Home to Visit Family?[…]

How Can Promissory Notes Be Used in Medicaid Planning?

Promissory notes can be a valuable tool in Medicaid planning, as illustrated by a recent federal district court case. In order to be eligible for Medicaid benefits, a nursing home resident may not have more than $2,000 in assets (in most states). If used properly, a promissory note can help a nursing home resident reach Read more about How Can Promissory Notes Be Used in Medicaid Planning?[…]

Federal Agency Urges Crackdown on the Profusion of Senior Financial Designations

The new federal agency that protects the financial interests of the nation’s consumers is urging tougher regulation of the professional designations that financial advisors use to market their services to seniors. As ElderLawAnswers has previously reported, authoritative sounding titles like “certified senior advisor” or “certified retirement counselor” are often not what they seem.  Thousands of financial Read more about Federal Agency Urges Crackdown on the Profusion of Senior Financial Designations[…]

What Happens If Your Long-Term Care Insurance Company Fails?

When you buy long-term care insurance years before you need it, you are taking a gamble that the company will still be around when it is time to pay out. But what happens if the company goes out of business? Usually insurance companies don’t just suddenly shut their doors. Instead, another insurance company buys out Read more about What Happens If Your Long-Term Care Insurance Company Fails?[…]

Married Couples Can Maximize Their Social Security Benefits Using File and Suspend

Are you married, with one spouse wanting to retire but the other one prepared to keep working? If so, you should take a close look at the “file and suspend” strategy to maximize your Social Security benefits. Spouses are entitled to Social Security benefits on their husband or wife’s work record if the marriage lasted Read more about Married Couples Can Maximize Their Social Security Benefits Using File and Suspend[…]

Live Up to Your Commitment to the Nursing Home, or Beware

A recent Connecticut case highlights the risk to family members of nursing home residents who don’t live up to their financial commitments to such facilities. When her mother was admitted to the Cook Willow Health Center, Judy Andrien signed an admission agreement on behalf of her mother as “responsible relative,” agreeing to take steps to Read more about Live Up to Your Commitment to the Nursing Home, or Beware[…]

Retirement Home Worker’s Refusal to Administer CPR to Save Resident Sparks Debate

The refusal of a retirement home employee to administer CPR to a dying resident has gained international attention and sparked debate about both the legal responsibilities of independent living facilities and the efficacy of CPR itself. When Lorraine Bayless, 87, collapsed in the dining room of Glenwood Gardens, an independent living facility in Bakersfield, California, Read more about Retirement Home Worker’s Refusal to Administer CPR to Save Resident Sparks Debate[…]

Protecting Your House From Medicaid Estate Recovery

After a Medicaid recipient dies, the state must attempt to recoup from his or her estate whatever benefits it paid for the recipient’s care. This is called “estate recovery.” For most Medicaid recipients, their house is the only asset available. Life estates For many people, setting up a “life estate” is the simplest and most Read more about Protecting Your House From Medicaid Estate Recovery[…]

Federal Government Is Getting Rid of Popular Reverse Mortgage Option

The federal government is eliminating its most popular reverse mortgage. Soon homeowners will no longer be able to get a lump-sum payment if they apply for a reverse mortgage under the Home Equity Conversion Mortgage (HECM) Standard program. A reverse mortgage allows a homeowner aged 62 or older to receive a sum of money from Read more about Federal Government Is Getting Rid of Popular Reverse Mortgage Option[…]

Medicare End-of-Life Dilemma: Hospice or Nursing Home?

End-of-life care decisions are never easy, but many Medicare recipients are being forced to choose between nursing home or hospice care, although neither by themselves may be ideal for a patient nearing the end of life. Nursing homes are great for providing around-the-clock care, but in general hospice care is considered to be better at Read more about Medicare End-of-Life Dilemma: Hospice or Nursing Home?[…]

When Is a Hospital Stay Not a Hospital Stay? Bill Aims to Fix Costly Medicare Loophole

Sen. Charles E. Schumer (D-NY) is introducing a bill to change Medicare law so that elderly patients are not charged unfairly for receiving needed nursing home care after being hospitalized. In a press release, Sen. Schumer said the plight of Isadore “Ike” Cassuto, an 88-year-old retired tax attorney and former WWII pilot, is typical of Read more about When Is a Hospital Stay Not a Hospital Stay? Bill Aims to Fix Costly Medicare Loophole[…]

Five Myths About Medicaid’s Long-Term Care Coverage

While Medicare gets most of the news coverage, Medicaid still remains a bit of mystery to many people. The fact is that Medicaid is the largest source for funding nursing home care, but there are many myths about exactly who qualifies for it and what coverage it provides.  Here are five myths followed by the Read more about Five Myths About Medicaid’s Long-Term Care Coverage[…]

Bankruptcy May Be the Better Choice for Debt-Laden Seniors

The conventional wisdom is that you should always pay off your debts, but that may not always make the most financial sense for seniors. In some cases, filing for bankruptcy may be the better choice. Many seniors are struggling with large credit card bills and monthly debt that exceeds their income. Bankruptcy may make sense Read more about Bankruptcy May Be the Better Choice for Debt-Laden Seniors[…]

Mass. Court Rules Wife Is Responsible for Husband’s Nursing Home Care

Spouses need to be very careful or they could end up legally responsible for the cost of their husband’s of wife’s nursing home care, as a recent Massachusetts court decision demonstrates. When Milfranciu Jode entered a nursing home, his wife applied for Medicaid on his behalf.  Mr. Jode was rejected three times due to the Read more about Mass. Court Rules Wife Is Responsible for Husband’s Nursing Home Care[…]

“Fiscal Cliff” Deal Brings Changes to Estate Taxes and IRAs

Congress finally came to an agreement to avoid the “fiscal cliff,” and the agreement includes some changes to federal estate taxes and Individual Retirement Accounts (IRAs). The American Taxpayer Relief Act sets a permanent estate tax rate and provides a tax break for cash donated to charities from an IRA. The new law makes only Read more about “Fiscal Cliff” Deal Brings Changes to Estate Taxes and IRAs[…]

The Durable Power of Attorney

For most people, the durable power of attorney is the most important estate planning instrument available—even more useful than a will. A power of attorney allows a person you appoint—your “attorney-in-fact” or “agent”—to act in place of you—the “principal”—for financial purposes when and if you ever become incapacitated. In that case, the person you choose Read more about The Durable Power of Attorney[…]

A Reverse Mortgage Could Cause You to Lose Your Home

A reverse mortgage can be a great tool in the right circumstances, but if you aren’t careful you could end up losing your home. A recent front-page article in the New York Times lays out some of the problems homeowners are encountering with these mortgages. You must be 62 years or older to qualify for Read more about A Reverse Mortgage Could Cause You to Lose Your Home[…]

Social Security Benefits to Edge Up 1.7 Percent in 2013

The nation’s elderly and disabled Social Security recipients will receive a 1.7 percent increase in payments in 2013. This is expected to raise the average monthly payment for the typical retired worker by $21.  The increase is less than half of last year’s 3.6 percent cost-of-living adjustment (COLA). In any case, the modest rise will be Read more about Social Security Benefits to Edge Up 1.7 Percent in 2013[…]

Medicare to End Standard for Coverage of Skilled Services

In a major change in Medicare policy, the Obama administration has provisionally agreed to end Medicare’s longstanding practice of requiring that beneficiaries with chronic conditions and disabilities show a likelihood of improvement in order to receive coverage of skilled care and therapy services. The policy shift will affect beneficiaries with conditions like multiple sclerosis, Alzheimer’s Read more about Medicare to End Standard for Coverage of Skilled Services[…]

A Seniors Real Estate Specialist Helps Buy and Sell Homes

Seniors who are buying or selling a house often have very different issues than younger buyers and sellers. Seniors may be contemplating downsizing or moving to a more accessible home, or they may be looking for a way to age in place. A Seniors Real Estate Specialist (SRES) can help senior sellers, buyers, or renters Read more about A Seniors Real Estate Specialist Helps Buy and Sell Homes[…]

Voter ID Laws May Prevent Many Seniors From Voting

The new voter ID laws that are being passed in a number of states may be disenfranchising many senior voters. The laws, purportedly enacted to prevent voter fraud, require voters to have a government-issued photo identification card — something nearly one in five seniors lack, according to a study. Voter ID card laws have been Read more about Voter ID Laws May Prevent Many Seniors From Voting[…]

Book Review: A Doctor’s Prescription for Better End-of-Life Care

Ira Byock, M.D. The Best Care Possible: A Physician’s Quest to Transform Care Through the End of Life. Penguin Group, New York, N.Y. 2012. 320 pages. $15.11 on Amazon. Click here to purchase. Advances in medicine are allowing Americans to live longer than ever, but this brings with it increased medical problems at the end Read more about Book Review: A Doctor’s Prescription for Better End-of-Life Care[…]

How Gifts Can Affect Medicaid Eligibility

We’ve all heard that it’s better to give than to receive, but if you think you might someday want to apply for Medicaid long-term care benefits, you need to be careful because giving away money or property can interfere with your eligibility. Under federal Medicaid law, if you transfer certain assets within five years before Read more about How Gifts Can Affect Medicaid Eligibility[…]

New Website Launched

New Website Launched

Please see our new Website that is a great resource for our clients for Elder Care and Estate planning issues. We appreciate your feedback and will be continuously updating the website with the latest information available to you. 60 SHARES Share on Facebook Tweet E-mail Us Share Share Share Share Share

State Laws Create Obstacles to End-of-Life Planning, Study Finds

Despite well-publicized cases like that of Terri Schiavo, most Americans still do not have “advance directives” that give caregivers instructions on the kind of care they would like to receive should they become terminally ill or permanently unconscious. This should not be a surprise, according to a new study published in the January 17, 2011, Read more about State Laws Create Obstacles to End-of-Life Planning, Study Finds[…]

New Approach Reduces Unwanted Medical Treatments at End of Life

Nursing home patients are less likely to be subjected to unwanted medical interventions or hospitalizations under a program that offers an alternative to simple advance directives, according to a new study. While advance directives or “living wills” provide general guidance on what type of care a patient would like, they are not consistently followed, in Read more about New Approach Reduces Unwanted Medical Treatments at End of Life[…]