In a day and age when you can do just about anything from the comfort of your home or office, opportunities have opened up for us to make life more convenient than ever before. While it may be difficult to find any problems with these many accommodations, one we all too often overlook is fraud. Hackers do not have your best interest in mind, and, one wrong click can make you subject to the chance to reveal your private information such as bank account numbers. Protecting your assets on the Internet is possible by following these guidelines.
Protecting Your Bank Account
Online banking allows us to do things such as pay bills, make transfers, and check your balance whenever you need. However, you don’t want your login information to become compromised. To best protect yourself, never respond to messages warning you of security breaches on your account, especially if you are asked to provide your personal information for verification. Always call and confirm first. Also, if you are checking your bank account on a public computer, make sure you log off after each visit.
Your Public Records
When it comes to protecting your assets on the Internet, don’t forget your public records. If you are active on social media, for example, make sure you know the people you are accepting to interact with. All too often, people will “catfish” victims, often posing as a potential love-interest. When they start to ask for money, you should assume this to be a red flag and cease any further contact with them. They can also trick you into sharing too much information, allowing them to access your various online profiles.
It can be tempting to make all of your passwords similar. After all, you probably have dozens. However, the more complicated and diverse, the safer you are. Make a list of accounts and passwords and hide it safely in your home for reference, and remember to change your passwords at least once every three months.
Be Careful Out There
The Internet gives us access to the entire world at the click of a button. The possibilities this opens up can be inspiring, but, there are always a few bad apples in every barrel. When considering your estate plan, ensure that you keep an inventory of all your Internet assets and accounts that need to be maintained.